Confidential · April 2026

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Company Overview · Investor Brief

The QuickBooks-native financial OS
for row-crop farms.

We turn the books farmers already keep into actionable financial insight — cost of production and profitability by field, by crop, all season long.

1.86M
U.S. farms — total addressable universe
USDA Census of Agriculture
300–400K
Family row crop, QuickBooks users — target segment
TallyAg market analysis
$5M ARR
At 1–2% penetration · constraint is execution
The Problem

Farms run real businesses
without real financial systems.

Agriculture is one of the least digitized industries relative to its size. QuickBooks holds the books, but not field activity. Generic agtech holds activity, but not the financials. Farmers pay for the gap in lost visibility into profitability — and accountants pay for it in hours of reconciliation every season.

The Solution

QuickBooks turned into
a financial operating system.

  • Connect field activity to QuickBooks
  • Structure into clean entity-level reporting (Schedule F-ready)
  • Drill down to cost of production by field, by crop
  • Season-long visibility for farmers, accountants, lenders
Why We Win

Five structural advantages.

  • Built on QuickBooks. No migration, no rip-and-replace. We fit the workflow farms and accountants already use.
  • Accountant-amplified GTM. One converted ag CPA unlocks an entire client book — built-in distribution.
  • Capital-efficient by design. Lean team, AI-leveraged operations, growth driven by adoption — not capital spend.
  • Deep ag and agtech experience. Both founders have built and scaled multiple revenue organizations — including from zero.
  • Built for adoption, not fundraising. Patient enough for the real timeline of agriculture.
Business Model

SaaS, land-and-expand.

PlanPriceUse Case
Basic$19/moCore financials · Schedule F-ready · AI assistant
Manage$49/mo+ Lender-ready reports · equipment & field records
Plan$89/mo+ Field & grain marketing plans · field-level P&L
Execute$129/mo+ Plan vs. actual · full reporting & analytics suite

Customers grow as reliance grows — Basic anchors, Manage and Plan drive core economics, Execute compounds. Agentic AI add-on: $200 / farm / month — future expansion lever, available on any tier.

Go-to-Market

Hybrid motion
built around accountants.

  • 01 Accountant-led distribution. Trusted relationships. Multi-farm reach. Immediate value via reporting and organization.
  • 02 Inbound + free trial. Low-friction entry. Discovery via content, referral, word of mouth.
  • 03 Sales-assisted expansion. Once dense in a region, expand into existing accounts and adjacent firms.

Result: Lower CAC · higher conversion · real expansion economics.

Financial Picture

Built to last,
not just to raise.

Year 3
EBITDA breakeven
$5.4M
Y5 revenue · $6.2M ending ARR
53%
Y5 EBITDA margin

4 to 7 employees through Year 5 · $880K Y5 ARR per employee · $1.5–1.6M Y5 cost base (loaded). Growth driven by adoption, not capital spend.

Team

Operators with direct
ag and GTM experience.

ANDREW PAINE · CO-FOUNDER

Agtech across the supply chain. Led GTM (sales, marketing, RevOps, partnerships). Built companies from pre-seed through acquisition. MBA, Michigan Ross (with distinction).

CHRIS WILDE · CO-FOUNDER

Cross-functional operator across sales, product, partnerships, and operations. Builds systems that coordinate stakeholders. Complements GTM with product and operational depth.

Governance & Incentives

Aligned for
long-term performance.

  • Delaware C-Corp · founder-led, tight cap table
  • 3-person voting board (2 founders + 1 lead investor)
  • Profit-sharing instead of stock options
  • Cash tied to profitability · paid during employment
The Ask

$1.5M · targeting 20–25% — likely convertible note

18–24 months to EBITDA breakeven. Built for profitability. Not dependent on future raises.

35%
Sales & Marketing
25%
Founders comp
20%
CTO hire
20%
Operations & tooling
PDF TallyAg_Investor_Onepager.pdf
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Company Overview · Investor One-Pager

The QuickBooks-native financial OS
for row-crop farms.

TallyAg connects field activity directly to the QuickBooks farms and CPAs already use — turning bookkeeping into a financial operating system. Subscription SaaS across four tiers plus a premium agentic-AI add-on. EBITDA breakeven in Year 3, 53% margin by Year 5 on $5.4M revenue.

Year 3
EBITDA breakeven
$5.4M
Y5 revenue · $6.2M ending ARR
53%
Y5 EBITDA margin
Financial Projections
Y1Y2Y3Y4Y5
Revenue & ARR
Cash Revenue$175K$856K$2.09M$3.70M$5.35M
End-of-Year ARR$425K$1.41M$3.05M$4.79M$6.47M
Margins
Gross Margin86%70%78%81%82%
EBITDA($705K)($560K)$245K$1.54M$2.86M
EBITDA Marginnmnm12%42%53%
Balance Sheet & Team
Ending Cash$795K$236K$432K$1.66M$3.95M
Total Headcount46677
Key Milestones
YearMilestone
Y1CTO + Head of Sales hired · product live mid-year
Y2Dir. Marketing + Support added · $1.41M ending ARR
Y3EBITDA breakeven ($245K) · $3.05M ARR · first distributions
Y5$6.47M ARR · 53% EBITDA margin · self-funding
Use of $1.5M Raise
Sales & marketing
35%
Founders comp
25%
CTO hire
20%
Support, operations & internal tooling
20%
Unit Economics · Year 3
$2,100
Average ARR / customer / Blended across 4 tiers + AI add-on
~$550
CAC / S&M spend ÷ net new customers
>4x
LTV / CAC / NRR 100% · 7% gross churn
The Raise

$1.5M seed · targeting 20–25% · likely structured as a convertible note.

18–24 months runway to EBITDA breakeven.

PDF TallyAg_Standalone_Deck.pdf
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Company Overview · Standalone Deck

The QuickBooks-native financial OS
for row-crop farms.

We turn the books farmers already keep into actionable financial insight — cost of production and profitability by field, by crop, all season long. Investor Deck · Confidential · April 2026.

1.86M
U.S. farms — total addressable universe
USDA Census of Agriculture
300–400K
Family row crop, QuickBooks users — target segment
TallyAg market analysis
$5M ARR
At 1–2% penetration · constraint is execution
The Problem

Farmers can't run a business
they can't see.

Modern farms are real businesses — multi-million dollar, capital-intensive, with multiple enterprises across hundreds or thousands of acres. But farmers don't have a financial system that ties field activity to the numbers. The default is spreadsheets, manual workarounds, and a year-end scramble to make sense of it all.

01 · THE GAP
Disconnected systems
  • Field activity lives in notebooks, apps, and memory
  • Financials live in QuickBooks — disconnected from the field
  • No system ties what happens in the field to what shows up in the books
02 · THE RESULT
No financial visibility
  • No real cost of production
  • No profitability by field, crop, or enterprise
  • Decisions made on gut feel — and after the season is over
03 · THE COST
Real losses, every season
  • Lost profitability, every season
  • Hours buried in reconciliation and reporting
  • Friction with accountants, lenders, partners
Why This Hasn't Been Solved

It's not the problem.
It's the company structure.

Everyone in ag has known about this gap for two decades. Agtech has been trying to close it the whole time. The reason it remains open isn't because the problem is unclear — it's because the companies trying to solve it were built the wrong way.

01 · CAPITAL MISALIGNMENT

VC investment required outsized growth promises. Founders had to commit to ARR curves and timelines that agriculture could never deliver — so they built ahead of demand to chase the slide.

Result: build before the market was ready.

02 · TIMELINE MISALIGNMENT

Ag adoption is slow, seasonal, and trust-based. Real product-market fit requires years inside the operation. VC fund clocks (5–7 years) can't accommodate that — the round forces a pivot before the product earns its place.

Result: pivot before PMF, restructure, or shut down.

15 YEARS · THE SAME PATTERN: Raise → Build ahead of demand → Miss → Pivot → Restructure → Shut down.

The Shift

AI didn't just change software.
It changed who builds it.

The cost and speed of building software has collapsed. Teams of ten ship what teams of a hundred used to. Domain expertise and customer relationships now matter more than engineering scale. The advantage has fundamentally flipped.

WHAT CHANGED
Cost dropped. Speed went up.
  • Cost and speed of building software dropped dramatically
  • Smaller teams now ship high-quality, domain-specific products
  • Domain expertise outweighs engineering headcount
WHAT IT UNLOCKS
A new playbook for winning in ag.
  • Build without massive upfront capital
  • Iterate with real customers, not in stealth
  • Align timelines with adoption — not a fund clock

Power has moved from capital and engineering scale — to operators with relationships and subject-matter expertise.

The Solution

QuickBooks turned into
a financial operating system.

TallyAg is the first system to connect farm operations directly to the books farms and accountants already use. No migration. No replacing tools that work.

  • Field activity → financial records. Inputs, operations, production captured and mapped to QuickBooks.
  • Clean entity-level reporting. Financials organized the way lenders, advisors, and farmers need them.
  • Automated Schedule F workflows. Tax-ready reporting without the year-end reconciliation scramble.
  • Profitability by crop and field. Know what's actually making money, all season long.
  • Whole-farm financial clarity. One system connecting all of it.
The Platform

Every part of your farm.
Finally in one place.

Built on QuickBooks. TallyAg is organized into the modules that cover your whole operation — not just the books, not just the fields. Everything connected.

FINANCIALS
  • QuickBooks-native (two-way sync)
  • Ag-specific reporting · Schedule F ready
  • Full farm P&L · multi-entity support
  • FFSC financial ratios · CPA/consultant access
FIELD OPERATIONS
  • Field records & operations tracking
  • Input inventory tracking
  • Field-level profitability · cost per acre/bushel
  • Yield + APH history · activity planning
GRAIN & EQUIPMENT
  • All contract types (cash, HTA, basis)
  • Bin inventory + harvest flow · position tracking
  • Equipment registry · MACRS, Sec. 179, bonus
  • True cost per hour
LAND, REPORTS & AI
  • Land agreements + cash rent
  • 13 reports live (Schedule F, 4562)
  • Banker package · six-ratio benchmarking
  • AI assistant — every plan
Product in Action

Up and running in
under 30 minutes.

01
Connect QuickBooks.

Link your QuickBooks account, set up your entity, and bring in your fields. Guided onboarding — most farms are connected in under 30 minutes.

02
Structure what QuickBooks can't.

Transactions auto-matched to ag-specific Schedule F categories. Income and expenses linked to fields, crops, and enterprises.

03
Run. Know your numbers.

Log operations, grain in bins and contracts, livestock, custom work. Every income stream feeds the financial picture. Schedule F always ready.

No manual reconciliation. No lag between operations and financials. / Decisions you make all season.

Who We Serve

Built for the
Midwest family farm.

500 to 10,000 acres. Row crops — corn, soybeans, wheat. Family-run. A trusted accountant. QuickBooks already in the mix. The platform scales with the operation, not the other way around.

THE OPERATOR — WHAT THE FARMER GETS
  • Cost per acre by field — know what every acre costs
  • Grain position — contracts, bins, unpriced exposure
  • Planned vs. actual by field and crop, all season
  • Land agreements and cash rent analysis by field
  • Schedule F ready — no year-end scramble
  • AI assistant for any financial or farm question

Family-run row crop, 500–10,000 acres, Midwest

THE CPA — WHAT THE ACCOUNTANT GETS
  • Transactions already categorized to Schedule F lines
  • Income classified — crop sales, gov payments, custom work
  • Less cleanup, faster close — every year
  • Secure portal access to client data anytime
  • Balance sheet and P&L ready from QuickBooks
  • Multi-farm distribution leverage

Ag CPAs and bookkeepers — primary GTM channel

Market Opportunity

Constraint is execution.
Not TAM.

There are 1.86 million U.S. farms. Our ICP — family row-crop operations using QuickBooks — is a 300–400K segment. We don't need to win all of agriculture. We need to execute against a focused wedge.

1.86M
U.S. farms — total addressable universe
USDA Census of Agriculture
300–400K
Family row crop, QuickBooks users — our ICP
TallyAg market analysis
$5M ARR
At 1–2% penetration · ~4,000–5,000 customers
Go-to-Market

Hybrid motion built
around accountants.

Ag CPAs and bookkeepers serve multiple farms each. They're already trusted financial advisors. One converted accountant unlocks an entire client book — built-in distribution, lower CAC.

01 · ACCOUNTANT-LED DISTRIBUTION
PRIMARY CHANNEL
  • Trusted relationships
  • Multi-farm reach per CPA
  • Immediate value via reporting
  • Geographic clustering
02 · INBOUND + FREE TRIAL
DEMAND GEN
  • Low-friction entry
  • Content-led discovery
  • Founding-rate offer
  • Word of mouth
03 · SALES-ASSISTED EXPANSION
EXPANSION
  • Once dense in a region, expand
  • Adjacent firms
  • Existing accounts upsell
  • Tier upgrade motion

RESULT: Lower CAC. Higher conversion. Real expansion economics.

Why We Win

Five structural advantages.

  • Built on QuickBooks. No migration, no rip-and-replace. We fit the workflow farms and accountants already trust.
  • Accountant-amplified GTM. One converted ag CPA unlocks an entire client book — built-in distribution, lower CAC.
  • Capital-efficient by design. Lean team, AI-leveraged operations. Growth driven by adoption — not by capital spend.
  • Deep ag and agtech experience. Both founders have built and scaled multiple revenue organizations — including from zero.
  • Built for adoption, not fundraising. Patient enough for the real timeline of agriculture. Profitability isn't a side effect — it's the design.
Business Model

Four tiers, land-and-expand.

PlanPriceUse Case
Basic$19/moCore financials · Schedule F-ready · AI assistant
Manage$49/mo+ Lender-ready reports · equipment & field records
Plan$89/mo+ Field & grain marketing plans · field-level P&L
Execute$129/mo+ Plan vs. actual · full reporting & analytics suite

Customers grow as their reliance grows — Basic anchors the relationship, Manage and Plan drive core economics, Execute compounds. Founding-rate pricing locked for life for early customers. Premium agentic-AI add-on as a future expansion lever.

FUTURE EXPANSION · AGENTIC AI ADD-ON: Hire a dedicated AI agent for your operation. $200 / farm / month. Available on any tier.

Financial Model

Built to last,
not just to raise.

Year 3
EBITDA breakeven
$5.4M / $6.2M
Y5 revenue / ending ARR
53%
Y5 EBITDA margin

OPERATING MODEL

Adoption-driven growth.

4 to 7 / employees through Year 5 · $880K / Y5 ARR per employee · $1.5–1.6M / Y5 cost base (loaded). Growth comes from customers, not capital.

Team

Operators with
real ag and agtech experience.

Both founders have built and scaled multiple revenue organizations — including from zero. Deep relationships across the ag and agtech space.

ANDREW PAINE · CO-FOUNDER

Agtech experience across the agricultural supply chain. Led GTM across sales, marketing, RevOps, and partnerships. Built and scaled revenue organizations from pre-seed through growth and acquisition.

  • GTM leadership across sales, marketing, RevOps, partnerships
  • Direct experience with field data, workflows, and financial systems
  • Built companies through pre-seed, growth, and acquisition
  • MBA, University of Michigan Ross (with distinction)
CHRIS WILDE · CO-FOUNDER

Cross-functional operator across sales, product, partnerships, and operations. Builds systems requiring coordination across multiple stakeholders. Complements GTM leadership with product and operational depth.

  • Sales, product, partnerships, and operations leadership
  • Strong execution across customer-facing and internal functions
  • Built systems requiring multi-stakeholder coordination
  • Product and operational depth
Operating Model

Lean by design.
AI-leveraged by default.

TEAM PRINCIPLES
Small. Versatile. Founder-led.
  • Small & elite. We scale by capability, not headcount. Every hire raises the bar.
  • Versatile. Team members operate across functions. Narrow job descriptions are a luxury for later.
  • Hire for talent, not need. We identify exceptional people and build around their strengths.
  • Founders fill gaps. Leadership stays close to the ground. We don't delegate what we don't understand.
AI LEVERAGE
Output of a much larger team.
  • AI-driven inbound + follow-up: Automated qualification and nurture, 24/7 — no extra sales headcount.
  • In-product onboarding + support: AI-guided setup reduces time-to-value and support burden.
  • Operational efficiency: Routine operations handled through intelligent automation.
Governance & Incentives

Aligned for
long-term performance.

OWNERSHIP
Founder-led.

75/25 Founders / Lead investor

BOARD
Three voting seats.
  • Andrew Paine Co-Founder · Voting
  • Chris Wilde Co-Founder · Voting
  • Lead investor Voting
  • Plus non-voting observer/advisory seats
INCENTIVES
Profit-sharing, / not stock options.
  • Cash tied to company performance
  • Paid during active employment
  • Aligns team with profitability
  • Avoids dilution of early backers
Returns & Strategy

A different shape
of return.

TallyAg is built to be profitable. That changes the shape of investor returns. Equity upside if we scale, plus the optionality of distributions if we don't need to raise again. Early money in doesn't get diluted by future rounds.

PRIMARY · EQUITY GROWTH

$1.5M at 20–25% in a / $5.4M revenue / $6.2M ARR business. Meaningful upside as the business scales. The company is built to grow without needing future raises — so early ownership compounds rather than dilutes.

OPTIONAL · DISTRIBUTIONS

$2.8M EBITDA by / Year 5 enables cash returns. TallyAg is built for profitability. As the business generates cash, distributions become possible. This isn't a standard VC swing-for-exit — early investors aren't punished by lack of a fire-sale outcome.

The Ask

Raising $1.5M seed for the foundation.

$1.5M / Targeting 20–25% — likely structured as a convertible note. 18–24 months runway to EBITDA breakeven. Built for profitability — not dependent on future raises.

35%
Sales & Marketing
25%
Founders comp
20%
CTO hire
20%
Operations & tooling
PDF TallyAg_Founders_Onepager.pdf
↓ Download PDF
Team · Founders One-Pager

Operators with deep ag
and agtech experience.

Combined 35+ years across the agricultural supply chain. Andrew leads GTM — sales, marketing, RevOps, and partnerships. Chris leads product, operations, and the ag relationships that drive adoption. Both founders have built and scaled multiple revenue organizations — including from zero.

35+
Combined years in agriculture
Both
In venture-backed agtech organizations
Multiple
Agtech startups built & scaled, including from zero
A
Andrew Paine
Co-Founder · GTM, Sales & Marketing
Began career in venture-backed agtech in 2015. Experience across the agricultural supply chain. Built companies from pre-seed through growth, fundraising, and acquisition.
  • 15+ years of go-to-market leadership across sales, marketing, RevOps, and partnerships
  • Direct experience with field data, operational workflows, and financial systems in agriculture
  • Built companies from pre-seed through growth, fundraising, and acquisition
  • MBA, University of Michigan Ross (with distinction)
C
Chris Wilde
Co-Founder · Product, Ops & Industry
20+ years of experience in agriculture with deep industry relationships and domain expertise. Strong understanding of how technology is adopted and used within agricultural operations.
  • 20+ years in agriculture with deep industry relationships and domain expertise
  • Strong understanding of how technology is adopted and used in real ag operations
  • Experience across product, operations, partnerships, and go-to-market execution
  • Focused on building systems that integrate into real-world workflows
Why This Partnership Works

Andrew brings GTM and venture experience.
Chris brings ag depth and trust.

One founder brings the experience of raising capital, scaling teams, and executing go-to-market from zero. The other brings the trust and domain expertise that agriculture requires before anyone opens a door. Together, they cover the full arc from product to customer to capital.

PDF TallyAg_Hiring_Onepager.pdf
↓ Download PDF
Team · Hiring Plan

Lean core team. Sales acceleration
unlocked by attainment.

Baseline plan grows from 4 to 7 FTE through Year 5. Sales hires beyond the Head of Sales are revenue-gated — added only when ARR thresholds and CAC targets validate the next investment. No speculative headcount.

Baseline Hiring Plan · Y1 → Y5
RoleFunctionY1Y2Y3Y4Y5
Co-Founder (Andrew)FoundersHired
Co-Founder (Chris)FoundersHired
CTO / Full-Stack EngineerEngineeringHired
Head of SalesSalesHired
Director of MarketingMarketingHired
Customer SupportCOGSHired
G&A / OperationsG&AHired
Baseline Headcount46677
Revenue-Gated Upside Hires
RoleRevenue TriggerExpected ImpactLoaded Cost
2nd Sales RepARR crosses $750K · CAC validated <$600Adds ~30–40% incremental pipeline capacity$120K
3rd Sales Rep / AEARR crosses $2M · outbound motion provenDedicated enterprise / co-op channel coverage$130K
Sales Dev Rep (SDR)Head of Sales requests inbound volume supportFeeds pipeline; reduces AE time on top-of-funnel$80K
2nd Marketing FTEContent / SEO becomes bottleneck post-Y2Organic growth; reduces paid media dependency$110K
Operating Principles
HIRE ONLY WHEN ACCRETIVE

Each sales hire must be net-positive within 2 quarters based on pipeline data. No speculative headcount.

S&M HEADCOUNT IS LOADED

Comp above includes estimated benefits. S&M is excluded from the 20% benefits formula to avoid double-counting.

SUPPORT STAYS IN COGS

Customer support headcount is treated as a direct cost of revenue — not an operating expense. SaaS best practice.

FOUNDERS FILL GAPS

Leadership stays close to the ground. We don't delegate what we don't understand. Narrow job descriptions are a luxury for later.

SHEET TallyAg_Financial_Model_v2.1 — April 2026
↗ Open Google Sheet
Financials · Financial Model

Five-year model.
Every number sourced.

Revenue build, cost structure, ARR waterfall, cash runway, and unit economics — Year 1 through Year 5. All figures derived from the working Excel model.

Year 3
EBITDA breakeven · $245K
$5.4M
Year 5 total revenue
$6.2M
Year 5 ending ARR
53%
Year 5 EBITDA margin
Profit & Loss · Y1–Y5
Line ItemY1Y2Y3Y4Y5
Revenue
Platform Subscription$151K$651K$1.60M$2.85M$4.15M
AI Add-on$25K$205K$487K$845K$1.20M
Total Revenue$175K$856K$2.09M$3.70M$5.35M
Gross Profit
Platform COGS (infra, QB API, payments, AI)$18K$78K$192K$342K$498K
AI Add-on COGS (LLM compute)$7K$62K$146K$253K$360K
Support Headcount COGS$120K$120K$120K$120K
Total COGS$25K$260K$458K$716K$978K
Gross Profit$150K$597K$1.63M$2.98M$4.37M
Gross Margin %85%70%78%81%82%
Operating Expenses
Engineering & Product (CTO)$124K$165K$165K$165K$165K
S&M — Headcount (loaded)$130K$240K$324K$324K$324K
S&M — Media & Advertising$120K$210K$300K$300K$300K
General & Administrative$40K$60K$80K$100K$130K
Founders Compensation (flat $170K each)$340K$340K$340K$340K$340K
Benefits & Payroll Taxes (20%)$101K$113K$117K$121K$127K
Performance Bonus Pool$28K$59K$91K$127K
Total OpEx$855K$1.16M$1.38M$1.44M$1.51M
EBITDA & Net Income
EBITDA($705K)($560K)$245K$1.54M$2.86M
EBITDA MarginNMNM12%42%53%
Distributions Paid (20% of EBITDA)$49K$308K$572K
Net Income / Retained($705K)($560K)$196K$1.23M$2.29M

S&M headcount already loaded with benefits. Benefits & payroll taxes (20%) applied to Engineering, G&A, and Founders only. Bonus attainment: 0% Y1 → 100% Y5.

Revenue Model · ARR & Customer Build
MetricY1Y2Y3Y4Y5
Customer Count (End of Year)
Total Farms4101,3042,7614,2775,714
Net New Farms Added4108941,4571,5161,437
AI Add-on Farms (10% adoption)41130276428571
Farms by Tier (End of Year)
Basic · $19/mo82222387513571
Level 1 · $49/mo2056521,3812,1392,857
Level 2 · $89/mo622094978131,143
Level 3 · $129/mo622224978131,143
ARR Build (End of Year)
Blended Platform ARPU (monthly)$61$64$66$68$70
Platform ARR$301K$1.00M$2.20M$3.50M$4.80M
AI Add-on ARR$98K$312K$662K$1.03M$1.37M
Total ARR — End of Year$400K$1.31M$2.86M$4.53M$6.17M

NRR = 100%: tier upgrades and acreage expansion exactly offset 7% gross churn. Net ARR growth driven entirely by new logo adds.

Cash & Runway
MetricY1Y2Y3Y4Y5
Opening Cash$1.50M$795K$236K$432K$1.66M
Investment Received$1.50M
Net Cash from Operations($705K)($560K)$196K$1.23M$2.29M
Closing Cash$795K$236K$432K$1.66M$3.95M
Monthly Net Burn / (Generation)$59K$47KGen.Gen.Gen.
Implied Runway26 mo17 moProfitableProfitableProfitable

$1.5M deployed over 18–24 months. No future raise required — cash generative from Y3. Closing cash balance grows to $3.95M by Year 5.

Unit Economics
MetricY1Y2Y3Y4Y5
Pricing & Retention
Blended Platform ARPU (annual)$732$767$797$818$840
Gross Revenue Churn7%7%7%7%7%
Net Revenue Retention (NRR)100%100%100%100%100%
LTV, CAC & Payback
Customer Acquisition Cost (CAC)$610$503$428$412$434
Blended Platform LTV$9,202$9,640$10,017$10,288$10,560
LTV / CAC Ratio15.1×19.2×23.4×25.0×24.3×
CAC Payback Period11.4 mo9.0 mo7.3 mo6.9 mo7.0 mo
LTV by Tier
Basic · $19/mo$2,866  ·  constant across years
Level 1 · $49/mo$7,392  ·  constant across years
Level 2 · $89/mo$13,426  ·  constant across years
Level 3 · $129/mo$19,461  ·  constant across years
Efficiency
Total Headcount (FTE)46677
ARR per Employee$100K$219K$477K$647K$882K

CAC = total S&M spend (headcount + media) ÷ net new farms. LTV = annual ARPU × gross margin ÷ gross churn rate. Economic LTV higher with NRR = 100%.

Key Assumptions
PRICING — FOUNDING RATE LOCKED
  • Basic: $19/mo · Core financials + AI assistant
  • Level 1: $49/mo · + Lender reports + field records
  • Level 2: $89/mo · + Field plans + field-level P&L
  • Level 3: $129/mo · + Plan vs. actual + full analytics
  • AI Add-on: $200/mo · Optional, any tier
RETENTION & MARGIN
  • User Retention Rate (URR): 93% annually
  • Gross churn: 7% · NRR: 100%
  • Platform gross margin: 88% (infra-only)
  • AI add-on gross margin: 70% (LLM compute)
  • Benefits & payroll taxes: 20% of eligible comp
TIER MIX (YEAR 5)
  • Basic: 10% of farms
  • Level 1: 50% of farms (core economics tier)
  • Level 2: 20% of farms
  • Level 3: 20% of farms
  • AI add-on: 10% adoption across all tiers
DISTRIBUTIONS
  • 20% of positive EBITDA distributed annually
  • $0 until EBITDA turns positive (Y3)
  • Y3: $49K · Y4: $308K · Y5: $572K
  • Cumulative through Y5: $929K returned
  • Bonus attainment: 0% Y1 → 25% Y2 → 100% Y5
PDF TallyAg_Financial_Summary.pdf
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Financials · Financial Summary

Your whole farm.
One clear picture.

TallyAg is raising $1.5M seed to commercialize the first farm financial management platform built natively on QuickBooks. Revenue is subscription-based across four tiers plus a premium AI add-on. The model reaches EBITDA breakeven in Year 3 and delivers a 53% EBITDA margin by Year 5 on $5.4M revenue.

Five-Year Projections
Y1Y2Y3Y4Y5
Revenue & ARR
Cash Revenue$175K$856K$2.09M$3.70M$5.35M
End-of-Year ARR$400K$1.31M$2.86M$4.53M$6.17M
Margins
Gross Margin %86%70%78%81%82%
EBITDA($705K)($560K)+$245K+$1.54M+$2.86M
EBITDA Margin %NMNM12%42%53%
Balance Sheet & Team
Ending Cash$795K$236K$432K$1.66M$3.95M
Total Headcount46677
KEY MILESTONES
  • Y1: CTO + Head of Sales hired · product live mid-year
  • Y2: Dir. of Marketing + Support added · $1.31M ARR
  • Y3: EBITDA positive — $245K · $2.86M ARR
  • Y5: $6.17M ARR · 53% EBITDA margin · self-funding
USE OF $1.5M RAISE
  • Team: CTO, Head of Sales — core Y1 hires
  • Product: platform build-out & QB integration
  • Marketing: paid media + brand launch ($10K/mo Y1)
  • Runway: 24+ months to EBITDA breakeven
Unit Economics · Year 3
~$1,037
Average ARR / Customer
Blended across 4 tiers + AI add-on
~$428
CAC (Y3 Model)
S&M spend ÷ net new customers
23×
LTV / CAC
NRR 100% · 7% gross churn
PDF TallyAg_GTM_Onepager.pdf
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Go-to-Market · GTM One-Pager

Built around accountants.
Built to compound.

Ag CPAs each serve dozens of farms. They're already trusted financial advisors. We turn that relationship into a flywheel — a grower signs up, refers their CPA, and the CPA brings more growers. Each cycle compounds: lower CAC, higher trust, geographic density.

01
Accountant-led distribution
Primary Channel
Convert one ag CPA — get the whole client book. Trusted relationships, multi-farm reach, and immediate value via reporting and Schedule F.
  • Multi-farm reach per CPA
  • Already trusted advisors
  • Geographic clustering
  • Lower CAC, faster conversion
02
Inbound + free trial
Demand Gen
Low-friction entry. Discovery via content, referral, and word of mouth. Founding-rate pricing locked for life as the entry incentive.
  • 14-day free trial
  • Founding-rate pricing
  • Content + SEO
  • Customer referrals
03
Sales-assisted expansion
Expansion
Once dense in a region, we expand. Tier upgrades within accounts, plus outreach to adjacent CPA firms.
  • Tier upgrade motion
  • Adjacent CPA outreach
  • AI Agent add-on (future)
  • Multi-entity expansion

Result: Lower CAC · Higher conversion · Real expansion economics

ICP — Who We Target

Built for the Midwest family farm.

  • Family-run row-crop farms · 500–10,000 acres
  • Midwest / Corn Belt · corn, soybeans, wheat
  • Already on QuickBooks · multi-entity, rented ground
  • Trusted ag CPA already in the relationship
Why It Works
  • Built on QuickBooks. Zero migration friction for farms or CPAs.
  • CPAs are already trusted. We borrow trust, not build it from scratch.
  • AI assistant is the wedge. Product-led entry on every plan.
  • Density compounds. One firm of CPAs unlocks 20+ farms in one zip code.
GTM Economics · Year 3
~$1,037
Average ARR / customer (blended, 4 tiers)
~$428
CAC — S&M spend ÷ net new customers
23x
LTV / CAC — NRR 100% · 7% gross churn
7–9 mo
CAC payback — improves with channel density
PDF TallyAg_Pricing_Onepager.pdf
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Go-to-Market · Pricing One-Pager

Four tiers · one platform.

TallyAg connects field activity directly to the QuickBooks farms and CPAs already use. No migration. No rip-and-replace. Founding-rate pricing locked for life.

EntryBasic$19/mo CoreManage$49/mo Operator · Most PopularPlan$89/mo PremiumExecute$129/mo
Core Financials
Balance sheet, income statement & cash flow
Schedule F-ready reporting
Standard financial reports
In-product AI assistant
Lender & Market
Market value balance sheet
Lender-ready reports
Equipment records
Field records
Field-Level Planning
Field & grain marketing plans
Field-level P&L
Field-level reports & analysis
Advanced Analytics
Planned vs. actual tracking
Complete reporting & analytics suite

All plans include unlimited users, two-way QuickBooks sync, AI assistant, and founding-rate pricing locked for life. Monthly or annual billing.

Future Expansion · Agentic AI Add-On

Hire a dedicated AI agent for your operation.

An autonomous agent that analyzes your data and surfaces insights across your fields and finances. Usage-based pricing — available on any tier.

$200 / farm / month

PDF TallyAg_Product_Overview.pdf
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Product

Built to last.
Engineered to scale.

TallyAg is a purpose-built financial operating system — not a general SaaS tool adapted for agriculture. The architecture was designed from day one for multi-entity farm operations, QuickBooks-native integration, and the regulatory structure of U.S. farm accounting.

50+
Database tables — structured around the farm financial lifecycle
15+
Edge functions powering the QuickBooks integration layer
Zero
Framework dependencies — lean, fast, maintainable by a small team
Technology Stack

Lean by design.
No unnecessary complexity.

The stack was chosen to maximize capability per engineer — not to match what larger teams use. Every layer was picked for reliability, cost, and the ability for a 2–3 person team to ship and maintain production-grade software.

FRONTEND
Lightweight Frontend · ES Modules
  • Fast deploys, zero build overhead
  • ES module imports — browser-native, zero compile overhead
  • Shared component library in js/components.js
  • DM Sans + Lora + DM Mono — Google Fonts, loaded async
  • PostHog for product analytics
BACKEND — DATABASE
Supabase · PostgreSQL
  • PostgreSQL 15 — ACID-compliant, battle-tested relational DB
  • Row Level Security (RLS) enforced at the database layer
  • Supabase Auth — JWT-based sessions, email/password + magic link
  • Supabase Storage for file attachments and org assets
  • Real-time subscriptions for live UI updates
BACKEND — COMPUTE
Deno · TypeScript Edge Functions
  • Supabase Edge Functions — Deno runtime, TypeScript
  • Deployed globally at the edge — sub-100ms cold starts
  • Shared module library (_shared/) for account matching, type inference
  • Service-role key never exposed to client — server-side only
  • Isolated per-function deployment — no shared runtime state
HOSTING · BILLING · PAYMENTS
Vercel · Stripe
  • Vercel — static hosting, global CDN, GitHub push-to-deploy
  • Zero build step — instant deploys, no CI/CD pipeline required
  • Stripe — subscription billing, 4 tiers + AI add-on, webhook-synced
  • Stripe Customer Portal — self-serve plan changes and billing
  • 14-day free trial via Stripe trial subscriptions
Security & Data Isolation

Multi-tenant by design.
Isolated at every layer.

Farm financial data is sensitive. Security is not a feature added on top — it is embedded in the data model itself. Every read and write is filtered by organization, enforced independently at both the database and application layer.

ROW LEVEL SECURITY

PostgreSQL RLS policies enforce org isolation at the database layer — independent of application code. A misconfigured query cannot return another org's data. RLS checks org_memberships with status='active' on every row access.

ENCRYPTED OAUTH TOKENS

QuickBooks OAuth access and refresh tokens are stored AES-GCM encrypted at rest. Decryption only happens inside Deno edge functions using a server-side secret — never in the browser, never in client JS.

ROLE-BASED ACCESS

Four org roles — owner, admin, member, viewer — plus per-module permission overrides (quickbooks, reports, inventory, grain). External advisors (CPAs) get scoped read access to their client's data only.

ORG PARTITION KEY

Every table (50+) carries an org_id partition key. All client queries filter by it. Edge functions receive org_id from the verified JWT and never trust the request body for identity.

WEBHOOK VERIFICATION

Stripe webhooks are verified via signing secret before any processing. The QBO webhook endpoint validates the Intuit signature header. Neither accepts unauthenticated payloads.

SESSION SECURITY

Auth uses getUser() (server-validated) — not getSession() (localStorage only). Stale tokens are cleared on login. Password reset uses token_hash to prevent email scanner consumption of one-time OTPs.

Data Architecture

Structured around
how farms actually operate.

The data model mirrors the real hierarchy of a farm operation — not a generic business SaaS. Every table was designed to support multi-entity farms, crop-year accounting, and field-level financial resolution from day one.

Organization Hierarchy
organizations — multi-tenancy root (one per farm operation)
├── entities — legal/tax entities (LLC, S-Corp, Sole Prop)
│    └── qbo_connections — one QuickBooks company file per entity
├── crop_years — fiscal year scoping for all records
├── growers → farms → fields — operational hierarchy
├── field_crop_plans — planned crop + acres per field per year
└── field_operations — plant / spray / harvest / tillage / haul
├── contacts — landlords, lenders, suppliers, elevators, CPAs
├── grain_contracts · grain_bins · bin_inventory — marketing + storage
├── equipment · service_records · depreciation_schedule
├── input_products · inventory_movements · purchases
└── qbo_transactions · qbo_account_mappings · schedule_f_snapshots
MULTI-ENTITY SUPPORT

A single org can hold multiple legal entities (LLC, S-Corp, sole proprietor), each with its own QuickBooks company file. Fields, operations, and financials are scoped per entity — reports consolidate or filter by entity as needed.

CROP-YEAR SCOPING

Every financial and operational record is scoped to a crop_year. This maps directly to the IRS Schedule F annual reporting structure and allows year-over-year comparison without table partitioning.

FIELD-LEVEL RESOLUTION

Costs and income can be attributed to individual fields via field_operations and equipment_cost_allocations. This enables true cost-per-acre and field-level P&L — the core financial insight most farms don't have.

SCHEDULE F ARCHITECTURE

Income and expense accounts are mapped to IRS Schedule F lines via qbo_account_mappings. High-volume P&L accounts use balance snapshots (written at sync time) to avoid re-summing millions of transaction rows on every report load.

QuickBooks Integration

Not a sync. A financial operating layer.

The QuickBooks integration is the deepest and most complex part of the platform. It is not a one-way data pull — it is a bi-directional operating layer that structures QuickBooks data into ag-specific financial categories, writes back grain invoices and inventory deductions, and maintains a live Schedule F-ready view without requiring the farmer to touch QuickBooks directly.

AUTHENTICATION
OAuth 2.0

Intuit OAuth 2.0 flow via qbo-auth-url and qbo-callback edge functions. Tokens AES-GCM encrypted, auto-refreshed 5 minutes before expiry. One QBO company file per legal entity.

ACCOUNT MAPPING
8-Signal Classifier

An 8-signal pipeline in account-matching.ts maps QBO chart of accounts to TallyAg Schedule F categories. Signals: account type → subtype → name patterns → account number → category defaults → user confirmation.

SYNC ENGINE
Bi-Directional

Pulls transactions, accounts, contacts, and inventory from QBO. Pushes grain sale invoices, inventory deductions, and contact updates back. Conflict resolution uses updated_at timestamps with a 5-second buffer.

Edge FunctionDirectionPurpose
qbo-syncPullFull sync — transactions, accounts, contacts, P&L report, balance snapshots
qbo-accountsPullChart of accounts, vendor/customer lists, inventory items
qbo-onboarding-importPullInitial account mapping during setup wizard
qbo-import-contactsPullImport QBO vendors and customers as TallyAg contacts
qbo-import-inventoryPullImport QBO inventory items into TallyAg input products
qbo-push-grain-invoicePushCreate grain sale invoices in QuickBooks from TallyAg contracts
qbo-push-inventory-deductionPushWrite inventory adjustments to QBO when inputs are consumed
qbo-push-contactPushCreate/update QBO vendors and customers from TallyAg contacts
qbo-push-coaPushCreate ag-specific accounts in QBO chart of accounts
qbo-create-itemPushCreate TallyAg-native products as QBO inventory items
qbo-webhookPullReal-time Intuit webhook — queues sync on QBO data change
What Makes the QBO Integration Defensible

The classifier is the moat. Not the sync.

Any tool can pull QuickBooks transactions. What TallyAg does that no general SaaS does is understand what those transactions mean in agriculture — mapping "Pioneer Seed Invoice" to Schedule F Line 7 (Seed), "FSA Payment" to Line 6a (Government Payments), "Cash Rent" to Line 24b automatically. The 8-signal account classifier plus the name-pattern library covering hundreds of ag-specific vendors and account types is the core proprietary layer.

Integration Roadmap

QuickBooks is the foundation.
The platform expands from there.

Each future integration eliminates a manual data entry point — pulling field boundaries, machine data, market prices, and weather directly into the financial picture. The data model was designed to receive this data from day one: field IDs, crop years, and equipment records are already in place to anchor external data streams.

John Deere Operations Center
Field Data · Telematics
Pull field boundaries, planting populations, application records, and machine telematics directly from the Operations Center API. Eliminates manual field record entry for John Deere equipment owners — the largest segment of Midwest row-crop farmers.
  • Field boundary import (GeoJSON polygons → TallyAg fields)
  • As-applied maps → field operation records
  • Machine hours → equipment cost allocation
  • Harvest yield data → yield history + bin reconciliation
Climate FieldView
Precision Ag · Field Imagery
Connect field-level agronomic data from FieldView — the leading precision ag platform — to TallyAg's financial records. Bridges the gap between variable-rate application data and actual input cost per acre.
  • Field boundaries and soil zone imports
  • As-planted and as-applied record sync
  • Yield monitor data → harvest records
  • VRA prescriptions → planned input costs
Barchart
Grain Markets · Cash Prices
Live cash grain prices, futures quotes, and basis data via the Barchart API — integrated directly into the grain marketing module. Farmers see real-time market context alongside their contracts and unpriced position.
  • Real-time cash prices by elevator / location
  • CME futures — corn, soybeans, wheat, CBOT
  • Basis tracking by delivery month
  • Price alerts on unpriced bushel exposure
DTN / Progressive Farmer
Weather · Market Intelligence
DTN is the reference data source for U.S. grain market intelligence and hyperlocal agricultural weather. Integration brings localized forecasts, crop stress alerts, and agronomic data into the TallyAg operational picture.
  • Hyperlocal weather — field-level forecasts
  • Growing degree day accumulation tracking
  • Market commentary and price forecasts
  • Crop insurance weather trigger monitoring
USDA FSA
Farm Records · Government Payments
USDA Farm Service Agency data integration for government payment verification, CLU (Common Land Unit) boundary import, and ARC/PLC payment tracking. Directly supports Schedule F Line 6a (Government Payments) accuracy.
  • CLU field boundary import by farm number
  • ARC-CO / PLC payment history and projections
  • CCC loan balance tracking
  • FSA-578 report cross-reference for acreage
Open Integration Layer
Agvance · Granular · Custom
Beyond named integrations, TallyAg's edge function architecture makes it straightforward to add new data sources. Agvance (retail agronomy), Granular (farm management), co-op ERP systems, and scale ticket APIs are all logical next targets as customer density grows.
  • Agvance: retailer invoices → input purchases
  • Granular: operational data bridging
  • Scale ticket APIs: bin receipts → harvest records
  • Co-op portals: elevator price sheets + settlement data
Integration Strategy

Each integration is a new data moat.

Every connected data source makes TallyAg harder to leave. A farmer who has connected their John Deere Operations Center, their elevator's grain contracts, and their QuickBooks company — and who can see all three in one financial picture — has no practical reason to switch to a tool that starts from zero.

This is the land-and-deepen motion: the same customer stays on a higher tier, adds integrations, and becomes progressively more embedded. NRR 100% is the floor — not the ceiling — as integrations compound the switching cost.

PDF TallyAg_Brand_Brief.pdf
↓ Download PDF
Brand

TallyAg Brand Brief

Working document — v1 — April 2026. One unified voice across deck, website, sales, and product. Use this as the canonical reference for all external materials.

What We Are

The QuickBooks-native financial OS
for row-crop farms.

TallyAg connects field activity directly to financial outcomes — so farmers and their accountants can see cost of production, profitability by field and by crop, and Schedule F-ready reporting all season long, without leaving the system they already use.

PRIMARY AUDIENCE

Family-run row-crop farms (500–10,000 acres) in the Midwest / Corn Belt who already use QuickBooks. We talk to operators, not "users."

SECONDARY AUDIENCE

Ag CPAs and bookkeepers who serve family farms. They are our distribution channel and power users — speak to their workflow (Schedule F, reconciliation, advisory work).

Messaging Hierarchy
Tagline — use verbatim, always

Your whole farm. One clear picture.

One-liner: TallyAg is the QuickBooks-native financial operating system for row-crop farms.

Elevator (~30 sec): TallyAg turns QuickBooks into a financial operating system for row-crop farms. We connect field activity directly to your books — so farmers and their accountants can finally see cost of production and profitability by field, by crop, all season long. No migration, no ripping out what works. Built on the system you already use.

Voice

Plain-spoken. Operator-grade. Anti-hype.

Specific. Real numbers, real ag terms (Schedule F, cost of production, row crop). Confident without exaggeration. Respectful of the reader.

Don'tDo
Most farms are still guessing.Most farms don't have visibility this clear yet.
Fully integrated with QuickBooks.Built for QuickBooks.
Backed by an AI assistant ready to answer any question, any time.Backed by an AI assistant trained on your operation's data.
Alignment between product and adoption.We grow as our customers grow.
Operational data integrated with financial systems.Field activity flows directly into your books.
Replace existing workflows / disrupt.Fit into the workflows you already have.
Color Palette
Espresso
#2C1810
Gold
#C8A96E
Gold Light
#F5EDD8
Cream
#FAF7F2
Sage
#3D5C42
Sage Light
#EBF0EC
Rust
#C4622D
Taupe
#6B5A3E
Typography
HEADLINES

Lora Serif

Weight 700–900. All H1/H2/H3. Italic in gold for second clause emphasis.

BODY

DM Sans

300/400/500. Body copy, eyebrows, captions, navigation.

DATA / MONO

DM Mono

400/500. Data callouts, numbers, chat demos, terminal-style output.

Canonical Word Choices
Use ThisNot ThisWhy
Built for QuickBooksintegrates with / syncs with QuickBooksIdentity, not feature.
QuickBooks-nativeQuickBooks-compatibleStronger ownership of the position.
ag (lowercase)AGIndustry convention. AG reads as initials.
row croprow-cropTwo words, no hyphen — except as compound modifier.
cost of productionproduction costs / COGSStandard ag-finance term.
Schedule Fsched F / schedule fFormal IRS form, always capitalized.
TallyAgFarm CFO / farmCFONo space, capital F and CFO.
Basic / Manage / Plan / ExecuteOrganize / Operate / etc.Canonical tier names — apply consistently.
Pricing Canonical Lines
TierPricePosition
Basic$19/moCore financials · Schedule F-ready · AI assistant. The starting point.
Manage$49/mo+ Lender-ready reports · equipment & field records. The CPA-friendly tier.
Plan$89/mo+ Field & grain marketing plans · field-level P&L. The operator tier.
Execute$129/mo+ Plan vs. actual · full reporting & analytics suite. The full picture.
Agentic AI add-on$200/moOptional, future product. Available on any tier. Hire a dedicated AI agent.

The raise canonical language: $1.5M seed round. Targeting 20–25% — likely structured as a convertible note. 18–24 months of runway to EBITDA breakeven (Year 3).